Comprehensive Plan

From R7 578 / Month

When you’ve been there, done that and you know you can handle what life throws at you, you want a medical plan that can say the same. You know how to be prepared.

Click here to jump to the DYNAMIX Efficiency Discounted Option from R6 291 p/m


A good choice for you if:

  • You want above-threshold benefits
  • You want 65 chronic illnesses covered and outstanding oncology benefits
If you feel you need even more comprehensive cover, our PINNACLE option might be the one for you.

Day-to-day Benefits

  • Paid from your Savings Account (PMSA)
  • When your PMSA is finished, your day-to-day benefits are paid from your Annual Flexi Benefit (AFB), a set amount you get each year that comes from risk
  • When your AFB is also depleted, there is a Self-Payment Gap when you need to pay for your expenses
  • When your claims reach the threshold amount, your Above Threshold Benefit (ATB) will start to cover your claims

Benefits Paid From Risk:

  • All Prescribed Minimum Benefits (PMBs)
  • Cover for 27 Chronic Conditions
  • Emergency Care: Ambulance Services, Netcare 911
  • Women’s & Men’s Health
  • Kids’ Wellness
  • Preventative Care Benefits
  • Emotional Wellness
  • Active Lifestyle Programmes
  • COVID-19 Benefit
  • Oncology and Speciality Care

Hospital Benefit:

  • Cover for in-hospital and hospital-related services at 100% of the scheme rate
Click here for the Efficiency Discounted option where your premium is reduced for only using Dis-Chem pharmacies and Netcare hospitals

More info

DYNAMIX Brochure

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Chronic conditions covered

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Co-payments, exclusions and limitations

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Sub-limits for devices and appliances

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Emergency services and international travel cover

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Contributions and benefit amounts from January 2024

Principal Member

Risk: R6 518

Savings: R1 060

Monthly Payment: R7 578

Annual Savings: R12 720

AFB: R3 624

Total Day-To-Day: R16 344

Annual Threshold: R26 569

Annual SPG: R10 225

Adult Dependant

Risk: R5 092

Savings: R828

Monthly Payment: R5 920

Annual Savings: R9 936

AFB: R2 808

Total Day-To-Day: R12 744

Annual Threshold: R20 379

Annual SPG: R7 635

Child Dependant

Risk: R1 818

Savings: R295

Monthly Payment: R2 113

Annual Savings: R3 540

AFB: R1 008

Total Day-To-Day: R4 548

Annual Threshold: R7 428

Annual SPG: R2 880


Efficiency Discounted (ED) Option

With Efficiency Discounted options, your contributions are lower but you can only use Dis-Chem pharmacies and Netcare hospitals.

Dis-Chem Icon
Netcare Icon

Efficiency Discounted Contributions and benefit amounts from January 2024

Principal Member

Risk: R5 411

Savings: R880

Monthly Payment: R6 291

Annual Savings: R10 560

AFB: R3 000

Total Day-To-Day: R13 560

Annual Threshold: R23 785

Annual SPG: R10 225

Adult Dependant

Risk: R4 221

Savings: R687

Monthly Payment: R4 908

Annual Savings: R8 244

AFB: R2 340

Total Day-To-Day: R10 584

Annual Threshold: R18 219

Annual SPG: R7 635

Child Dependant

Risk: R1 530

Savings: R248

Monthly Payment: R1 778

Annual Savings: R2 976

AFB: R840

Total Day-To-Day: R3 816

Annual Threshold: R6 696

Annual SPG: R2 880


Sign Me Up!


Comprehensive Plan

R7 578 / Month


Efficiency Discounted Comprehensive Plan

R6 291 / Month