Comprehensive Plan

From R6 071 / Month

You work hard to take care of your family, and you expect your medical cover to work hard as well, providing for the healthcare you need, when you need it.

Click here to jump to the SYMMETRY Efficiency Discounted Option from R5 118 p/m


A good choice for you if:

  • You want extensive day-to-day cover and chronic illness benefits
  • You want quality hospital care at any private hospital
  • You want to know that if the unexpected happens, such as cancer, you’ve got cover you can count on

If you feel you need more comprehensive cover, consider our DYNAMIX or PINNACLE options. They have higher day-to-day benefit limits and extra chronic illnesses covered.

Day-to-day Benefits

  • Paid from your Savings Account (PMSA)
  • When your PMSA is finished, your day-to-day benefits are paid from your Annual Flexi Benefit (AFB), a set amount you get each year that comes from risk

Hospital Benefit:

  • Unlimited cover for authorised in-hospital Prescribed Minimum Benefits and 10 additional non-PMB conditions.
    Hospital related services are paid at 100% of the Scheme rate.
Click here for the Efficiency Discounted option where your premium is reduced for only using Dis-Chem pharmacies and Netcare hospitals

Benefits Paid From Risk:

  • All Prescribed Minimum Benefits (PMBs)
  • Cover for 27 Chronic Conditions
  • Emergency Care: Ambulance Services, Netcare 911
  • Women’s & Men’s Health
  • Kids’ Wellness
  • Preventative Care Benefits
  • Emotional Wellness
  • Active Lifestyle Programmes
  • COVID-19 Benefit
  • Oncology and Speciality Care

More info


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Chronic conditions covered

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Co-payments, exclusions and limitations

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Sub-limits for devices and appliances

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Emergency services and international travel cover

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Contributions and benefit amounts from January 2024

Principal Member

Risk: R5 464

Savings: R607

Monthly Payment: R6 071

Annual Savings: R7 284

AFB: R5 388

Total Day-To-Day: R12 672

Adult Dependant

Risk: R4 260

Savings: R473

Monthly Payment: R4 733

Annual Savings: R5 676

AFB: R4 140

Total Day-To-Day: R9 816

Child Dependant

Risk: R1 542

Savings: R171

Monthly Payment: R1 713

Annual Savings: R2 052

AFB: R1 440

Total Day-To-Day: R3 492


Efficiency Discounted (ED) Option

With Efficiency Discounted options, your contributions are lower but you can only use Dis-Chem pharmacies and Netcare hospitals.

Dis-Chem Icon
Netcare Icon

Efficiency Discounted Contributions and benefit amounts from January 2024

Principal Member

Risk: R4 607

Savings: R511

Monthly Payment: R5 118

Annual Savings: R6 132

AFB: R4 380

Total Day-To-Day: R10 512

Adult Dependant

Risk: R3 584

Savings: R398

Monthly Payment: R3 982

Annual Savings: R4 776

AFB: R3 396

Total Day-To-Day: R8 172

Child Dependant

Risk: R1 293

Savings: R143

Monthly Payment: R1 436

Annual Savings: R1  716

AFB: R1 200

Total Day-To-Day: R2 916


Sign Me Up!


Comprehensive Plan

R6 071 / Month


Efficiency Discounted Comprehensive Plan

R5 118 / Month